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Empowering Your Inner Millionaire
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Empowering Your Inner Millionaire
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  • Home
  • Home Search
  • Blog
  • Landlords
  • Reviews
  • About Chris
  • Contact
  • Future Investors Mastermind (FIM)
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Empowering Your Inner Millionaire
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Posts from: Fiscal Smarts

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Fiscal SmartsFor Buyers

Opt Out of Identity Theft

Have you ever applied for a mortgage preapproval and then been bombarded with offers from other lenders? Don’t get mad at your loan officer!Did you know…?Anytime you give the approval for a company to run your credit, that triggers the credit bureaus to sell your data…
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Christine McCarron 03/22/2023
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BuyersFinancial IndependenceFiscal SmartsReal Estate Investing

A 5-Step Guide to Flipping Houses to Fund Your College Education

 Paying for a college education as an adult can be a daunting task. Unlike many high school graduates, you likely have several other financial responsibilities such as a mortgage, car payments, and a family to support, which can make it harder to come up with extra…
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Carolyn Russo 02/5/2023
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EntrepreneursFiscal SmartsLandlordsProperty Owners

Making Your Home Into a Rental Property

If you’re considering making your home a rental property, this can be done, but there are some business and household aspects of the change that must be attended to first. The property will need to be in good repair, adequately insured, thoroughly cleaned, and freshly…
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Christine McCarron 01/20/2023
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COVIDFiscal SmartsProperty Owners

What To Do When Mortgage Forbearance Ends

If you had trouble paying your home loan in 2020, you were most likely offered forbearance by your lender. The Coronavirus Aid, Relief, and Economic Security or CARES Act allowed borrowers who have federally- or GSE-backed or funded mortgages (that’s most of us) to stop…
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Christine McCarron 01/27/2021
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Fiscal SmartsFor BuyersReal Estate Investing

Home Buyer University E04 - Your Credit Score

A credit score is a three-digit code that is generated by the three credit bureaus: Experian, TransUnion and Equifax. Lots of companies use that score to make decisions about you. Many also take the information provided by the credit bureaus and use it to create a code with…
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Christine McCarron 11/11/2020
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Financial IndependenceFIREFiscal Smarts

How to Save Money

We’ve all heard how important it is to have money set aside, that we should reduce expenses and invest for the long term but man – have these people seen how much things cost? Do they understand student loan debt, credit card debt and car loans? It’s all well and good…
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Christine McCarron 01/27/2020
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Fiscal SmartsFor HomeownersHome TipsProperty Owners

How to Cover the Costs of Unexpected Home Repairs with Minimal Debt

When you own a home, the need for an expensive repair will arise — often when you least expect it. It’s best to be prepared so that you can cover the costs and move on. Even if you can’t do that, there are ways to finance the repairs without racking up a ton of debt.…
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Christine McCarron 08/11/2019
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Fiscal SmartsFor BuyersMarket Insight

Why is Boston real estate so expensive?

To find out why Boston real estate is so expensive, we just have to look at Economics 101: Supply and Demand. When dozens of people want to buy one house, what’s the seller to do? She can either keep raising the price until only one buyer is left or let the buyers fight…
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Christine McCarron 11/24/2018
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Fiscal SmartsMarket InsightReal Estate Investing

Calculating Cap Rate

Calculating the cap rate on investment properties is easy once you know how and it's a great tool for comparing seemingly similar investments.
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Christine McCarron 11/15/2018
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Financial IndependenceFIREFiscal Smarts

Reducing Expenses to Find FIRE Faster

If you’re able to reduce your expenses, you can minimize the distance between you and your goals. Keep a spending diary for a month. Find every item on the list that could possibly be eliminated. Add up those items and multiply by 12. That’s how much you can save in one…
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Christine McCarron 08/22/2018
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Fiscal SmartsLandlordsProperty Owners

New Tax Laws - Summarized

As you are most likely aware, in December 2017 President Trump signed into law the Tax Cuts and Jobs Act of 2017. This new law is effective primarily for years beginning after December 31, 2017. There are certain changes with an earlier effective date. This memo will…
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Christine McCarron 01/16/2018
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Fiscal SmartsGreenProperty Owners

"Cashing" In on Sunshine!

There are several major advantages to buying a solar system with cash. Besides the obvious benefit of avoiding interest payments, you immediately own the system outright.
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Christine McCarron 02/15/2017
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MLS #AN7883Christine McCarron
2 Bridgeview CirTyngsboro
MA 01879
6179992447
Chris@ChrisMcCarron.com

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