Start these items as
early as 2 weeks before closing day.
Make sure that the money that you need for the
closing is available. If you need to sell something move it out of your
brokerage account, transfer it from somewhere else, get a gift from someone,
etc., do all of that now so that you and your lender are comfortable that the
funds will be available for closing day.
Lenders are very fussy about the source of the money that you need to buy the
house. Make sure that your loan officer knows where the money is coming from
and that any documentation or letters are provided at least one week before
Arrange for a mover. Even if your friends are
your movers, you may want to reserve a moving truck, UHaul, or a friend’s van,
making arrangements early can help avoid last minute problems. Take photos of
valuable items. That way if something is lost or damaged, you’ll have
Transfer the utilities into your name. You can
set an effective date for this just remember to alert the companies if the
closing date should change.
Connect cable & internet. There is often a
lead time for this and you don’t want to be in your house for a couple of weeks
with no internetJ
Change your address with the post office. You
can do this online.
Update your address with everyone else: DMV,
magazines, credit cards, banks. Some financial institutions won’t forward mail
to a new address so it’s important to let them know. Some magazines and
catalogs are sent bulk mail so the post office won’t forward them.
Clean and purge! Do you really want or need all
of your current possessions at your new house? Instead of packing everything
up, take this opportunity to lighten your load: donate, recycle or trash. Grab
3 bags and go to work!
Hire a cleaner. You may want some help cleaning
both your existing and new spaces. Best reserve someone early so you’re not
Start these tasks as
soon as you move in
Change the locks in your new house. You can hire
a locksmith or just replace the existing doorknob with a smart lock.
Reprogram any smart devices that came with the
Locate shut-offs for water and gas. This will
save valuable time in case of an emergency.
Find the electrical panel. Learn how to shut off
power to the entire house and how to reset a breaker if one should trip.
Set up a home-security system. Whether you
choose a major company like ADT or a smart solution like Ring, if you plan to
do this, now is always better than later.
Make sure HVAC system has been recently cleaned
and serviced and set up a reminder to change filters etc on a regular basis.
Test smoke detectors and put them on a 6-month
Make a list of home maintenance tasks that will
need to be done periodically. A little prevention goes a long way.